Long term Wealth
Want to invest in company equity shares??
Great for your dedication to optimize Your wealth creation and to take part in nation's Growth trajectory,
but Are you still worrying about company-specific price fluctuations, Lack of Fundamental awareness, Price volatility and uncertainty????
No worries, here is the Solution.....
Mutual Funds are The Units of Investors’ Fund with 100% Safety, Security & Authenticity being managed by SEBI Registered Fund Managers, that invest in a number of Company Businesses across various sectors even in Corporate & Government Security Bonds, thus minimizes the Market Risk and optimizes the Return Potential of your investment over long term.
Few Types of Mutual Funds
Long term Goals Oriented
Income Tax benefit (80C) oriented
Retirement Plan oriented
Regular income Oriented
Life Insurance Linked
Savings Bank like Liquid Funds
Goals may be
Dream Home, Retirement Corpus,
Children's education & Marriage,
Car, Foreign Tour, Pilgrimage,
Investment in ELSS Mutual Funds can be claimed for Income Tax Deduction Under 80C up to Rs.150000/- per year
Highest Growth potential among Equity Mutual Funds
most essential plan to achieve Financial freedom in Retirement life and Must be Started early in the Earning Stage
Debt/ Hybrid Mutual Funds
(with STP -SWP Feature) which Give Regular Monthly or Yearly Income,
Best suitable for Senior Citizens
Hybrid Mutual Funds with Both Insurance and investment needs with much better return than conventional Endowment plans
Liquid Mutual Funds with better Return than Bank FDs, and with almost negligible Market Risk. Preferred for Emergency Fund.
Do you know Rule No: 100 ? for Asset allocation
Rule: Out of all Assets (Total Net worth) of one individual,
Equity & Equity Mutual funds must Constitute = (100 - Age) % of Total Assets
1) A Person of Age 30 years must invest (100- Age) 70% of his Assets in Equity& Equity Mutual funds and remaining 30% in Alternate investments ( Debt fund, Real Estate, Gold, Cash, FDs)
Assume that the person of 30 years aged, has the total Net worth of Rs.1 Crore,
He must have at least Rs. 70 Lakhs of investment in Equity & Equity Mutual funds
and remaining Rs.30 Laks in other investments like Debt fund, Real Estate, Gold, Cash, FDs,
Money Time Return
If you allow these three to work together for your Investments, exceptionally tremendous wealth is Created beyond our imaginable expectations.
The Effect of Compound Interest is the
8th Wonder of the world........ Albert Einstein
Systematic Investment Plan (SIP) is an investment route offered by Mutual Funds wherein one can invest a fixed amount in a Mutual Fund scheme at regular intervals – say once a month on any fixed Day.
The Investment amount could be as little as INR 500 a month
Monthly Auto Debit Bank Option for our convenience
SIP can be stopped at any time in case of emergency.
SIP Investment Amount can be increased or decreased at our convenience.
The Accumulating amount, if needed, can be withdrawn any time and the amount is automatically deposited to the Registered bank account in 1 day.
SIP is the best way to enter the world of Security market investments for the long term wealth creation, where almost risk Free High returns can be generated.
Start Early, Invest Regularly to get the best out of your investments.
The above Illustration of Monthly SIP Returns on Equity Mutual Funds is based on the Past performance of Top 25 Equity Mutual Funds i.e. 17% CAGR as on 1st November 2021. Source*
Emergency / Contingency Fund
As per the Financial planning, its mandatory for every one to have an emergency fund as a financial security to meet unanticipated expenses, such as an illness or major home repairs or even during periods of temporary income loss, natural calamities or Pandemic period.
How much ?
Minimum up to 6 Months of Income Ideally.
Where to Invest?
investments with high Liquidity for easily withdrawing Money.
Eg. Liquid Mutual Funds, Saving Bank
Liquid Mutual Funds are Best Preferred for Emergency Fund as the Market risk is Negligible, can be 100% safely withdrawn online within single day and Returns are 3- 4 % higher compared to Savings Bank Deposits.
Senior Citizen’s Mutual Funds
Regular Income (Monthly or Annually) without Market Risk
5-7% more Returns than Bank Fixed deposits & other conventional deposits.
Indexation Benefit, (Not available for Bank FDs)
Money can be withdrawn any day easily.
How to Invest ?
Utilising the options like SIP/STP/SWP available on Digital web based Platforms of BSE Star & NSE NMF-2,
(we are Registered members),
We advise the Best performing Mutual Funds and investment procedure at your convenience.
Retire Early Retire Rich with Financial Freedom
Retirement Plan is Very Essential in everyone’s Life but unfortunately it’s the most neglected
financial aspect of almost many people in India.
Start a Long-term SIP in equity Mutual Funds toady up to one's Retirement age ideally, 60 years.
Caution: Data shows that, due to lack of proper Retirement plan, at Present more than 77% of Retired / Senior Citizens are dependent on their children for their daily needs, which is not advisable and realistically not possible in future.
Source: Business-standard.com, October 2017.
we, as the SEBI Certified Financial Education Experts & Mutual Fund Advisors, recommend you a bunch of Mutual funds that best suits to you based on your Investment Objective, Risk Profile, Income flow expectation and investment time Horizon.
As we are already registered members at BSE & NSE, All the Mutual fund transactions are in a very transparent way executed on Trustful Web based Platforms like
BSE STAR MF (Bombay Stock Exchange) Mutual fund platform and
NSE NMF II (National Stock Exchange) Mutual fund platform.
To Open an instant Demat & Trading Account from IIF Securities
To know about the Performance of our Past Recommendations
Mutual Fund Investments are Subject to market Risk, Read all scheme related documents carefully before Investing duly Consulting a Financial Advisor / Wealth Manager.
Regd. Mutual Fund Distributor :180749